You’ve got a right to see just what is with in your credit history. Then you can find out exactly what has influenced your credit score if you want to borrow money with bad credit.
Most likely, if you can find any mistakes, you’ll be able to ask to allow them to be corrected, that may enhance your rating.
You can find three key credit reporting agencies in the UK, although several various brands use their information to supply people who have their credit scores.
You can access your credit rating free of charge through some of the agencies, however, if you need to visit your complete file, these agencies may request re re payment.
But, some credit solutions provide usage of the entire apply for free, such as for instance ClearScore or Noddle (now called Credit Karma) therefore it is worth looking around to get an option that is free. (more…)